[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cernaliska.cz\/2020\/01\/03\/nizke-danove-priznani-zadny-problem\/#Article","mainEntityOfPage":"https:\/\/www.cernaliska.cz\/2020\/01\/03\/nizke-danove-priznani-zadny-problem\/","headline":"N\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed? \u017d\u00e1dn\u00fd probl\u00e9m","name":"N\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed? \u017d\u00e1dn\u00fd probl\u00e9m","description":"Za\u010d\u00ednaj\u00edc\u00ed podnikatel\u00e9 maj\u00ed v\u011bt\u0161inou probl\u00e9m z\u00edskat u banky \u00fav\u011br. Je to docela prek\u00e9rn\u00ed situace, proto\u017ee bez dostate\u010dn\u011b vysok\u00e9 finan\u010dn\u00ed \u010d\u00e1stky nen\u00ed v\u011bt\u0161inou mo\u017en\u00e9 podnik\u00e1n\u00ed pat\u0159i\u010dn\u011b rozjet. Jak je mo\u017en\u00e9, \u017ee za\u010d\u00ednaj\u00edc\u00ed podnikatel neusp\u011bje? Je to velice jednoduch\u00e9. Banka chce, aby se \u017eadatel prok\u00e1zal dostate\u010dn\u011b vysok\u00fdm da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm. A to v tomto p\u0159\u00edpad\u011b logicky nen\u00ed mo\u017en\u00e9. […]","datePublished":"2020-01-03","dateModified":"2020-01-03","author":{"@type":"Person","@id":"https:\/\/www.cernaliska.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cernaliska.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c85ed962cb1c3e1e680178ad084e2102c88284f87c8033477621334d3d050a6d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c85ed962cb1c3e1e680178ad084e2102c88284f87c8033477621334d3d050a6d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cernaliska.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cernaliska.cz\/wp-content\/uploads\/img_a349523_w1778_t1564486143.jpg","url":"https:\/\/www.cernaliska.cz\/wp-content\/uploads\/img_a349523_w1778_t1564486143.jpg","height":0,"width":0},"url":"https:\/\/www.cernaliska.cz\/2020\/01\/03\/nizke-danove-priznani-zadny-problem\/","wordCount":373,"articleBody":"        Za\u010d\u00ednaj\u00edc\u00ed podnikatel\u00e9 maj\u00ed v\u011bt\u0161inou probl\u00e9m z\u00edskat u banky \u00fav\u011br. Je to docela prek\u00e9rn\u00ed situace, proto\u017ee bez dostate\u010dn\u011b vysok\u00e9 finan\u010dn\u00ed \u010d\u00e1stky nen\u00ed v\u011bt\u0161inou mo\u017en\u00e9 podnik\u00e1n\u00ed pat\u0159i\u010dn\u011b rozjet. Jak je mo\u017en\u00e9, \u017ee za\u010d\u00ednaj\u00edc\u00ed podnikatel neusp\u011bje? Je to velice jednoduch\u00e9. Banka chce, aby se \u017eadatel prok\u00e1zal dostate\u010dn\u011b vysok\u00fdm da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm. A to v tomto p\u0159\u00edpad\u011b logicky nen\u00ed mo\u017en\u00e9.  Pro podnikatele je tedy jedinou a vcelku i v\u00fdhodnou cestou americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Tento finan\u010dn\u00ed produkt nen\u00ed ale pouze pro podnikatele \u2013 za\u010d\u00e1te\u010dn\u00edky. Mohou ho vyu\u017e\u00edt i \u017eivnostn\u00edci nebo majitel\u00e9 firem, kte\u0159\u00ed se dostali do n\u011bkter\u00e9ho z registr\u016f dlu\u017en\u00edk\u016f. Probl\u00e9m nejsou dokonce ani exekuce a z\u00e1stavy. Spl\u00e1tky se mohou pohodln\u011b rozlo\u017eit na opravdu dlouhou dobu. To je podobn\u00e9 jako v bance. Spl\u00e1cet tedy m\u016f\u017eete i t\u0159icet let. Schv\u00e1len\u00ed naopak prob\u011bhne velice rychle. M\u016f\u017ee k n\u011bmu doj\u00edt u\u017e do \u010dty\u0159iadvaceti hodin. Pokud chcete cel\u00e9 jedn\u00e1n\u00ed urychlit, pak za\u0161lete fotografie nemovitosti, kterou m\u00e1te v \u00famyslu zastavit. Hypot\u00e9ky se poskytuj\u00ed prakticky na ve\u0161ker\u00e9 nemovitosti, kter\u00e9 se nach\u00e1zej\u00ed na \u00fazem\u00ed na\u0161\u00ed republiky. byty rodinn\u00e9 domy dru\u017estevn\u00ed byty chaty chalupy pozemky komer\u010dn\u00ed objekty.  Probl\u00e9m nen\u00ed ani v\u011bk  P\u0159i \u017e\u00e1dostech o p\u016fj\u010dku maj\u00ed n\u011bkdy pot\u00ed\u017e lid\u00e9 p\u0159\u00edli\u0161 mlad\u00ed a senio\u0159i. U nebankovn\u00edho poskytovatele se t\u00e9to p\u0159ek\u00e1\u017eky nemus\u00edte ob\u00e1vat. Pen\u00edze z\u00edsk\u00e1 ka\u017ed\u00fd \u017eadatel od osmn\u00e1cti do osmdes\u00e1ti let. Druhou podm\u00ednkou je vlastnictv\u00ed zm\u00edn\u011bn\u00e9 nemovitosti. Ale i to se d\u00e1 vy\u0159e\u0161it t\u0159et\u00ed osobou, kter\u00e1 do t\u00e9to transakce nab\u00eddne nemovitost svou. Velice nep\u0159\u00edjemnou situac\u00ed je uvalen\u00ed exeku\u010dn\u00edho \u0159\u00edzen\u00ed. D\u00edky nebankovn\u00ed hypot\u00e9ce se ale m\u016f\u017eete i t\u011bchto nep\u0159\u00edjemnost\u00ed zbavit. Nejrad\u011bji byste s \u017e\u00e1dn\u00fdm exekutorem ani nejednali? Nemus\u00edte. Pokud budete cht\u00edt, pak va\u0161e exekuce budou vyplaceny i bez va\u0161\u00ed p\u0159\u00edtomnosti.                                                                                                                                                                                                                                                                                                                                                                                                   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