[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cernaliska.cz\/2018\/11\/09\/mate-zaznam-v-registru-ani-to-nemusi-pri-zadosti-o-uver-vadit\/#Article","mainEntityOfPage":"https:\/\/www.cernaliska.cz\/2018\/11\/09\/mate-zaznam-v-registru-ani-to-nemusi-pri-zadosti-o-uver-vadit\/","headline":"M\u00e1te z\u00e1znam v registru? Ani to nemus\u00ed p\u0159i \u017e\u00e1dosti o \u00fav\u011br vadit!","name":"M\u00e1te z\u00e1znam v registru? Ani to nemus\u00ed p\u0159i \u017e\u00e1dosti o \u00fav\u011br vadit!","description":"Jestli\u017ee se zaj\u00edm\u00e1te o nebankovn\u00ed hypot\u00e9ku bez registru, tak je to jist\u011b z toho d\u016fvodu, \u017ee v\u00e1s tr\u00e1p\u00ed z\u00e1znam v bankovn\u00edm \u010di v nebankovn\u00edm registru. A zdaleka v tom nejste sami, nebo\u0165 se jedn\u00e1 o spole\u010dn\u00fd probl\u00e9m cel\u00e9 \u0159ady lid\u00ed. Je to d\u00e1no p\u0159edev\u0161\u00edm t\u00edm, \u017ee z\u00edskat z\u00e1znam v registru nen\u00ed \u017e\u00e1dn\u00e1 velk\u00e1 pr\u00e1ce a […]","datePublished":"2018-11-09","dateModified":"2018-11-09","author":{"@type":"Person","@id":"https:\/\/www.cernaliska.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cernaliska.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c85ed962cb1c3e1e680178ad084e2102c88284f87c8033477621334d3d050a6d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c85ed962cb1c3e1e680178ad084e2102c88284f87c8033477621334d3d050a6d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cernaliska.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cernaliska.cz\/wp-content\/uploads\/img_a333527_w1710_t1547016275.jpg","url":"https:\/\/www.cernaliska.cz\/wp-content\/uploads\/img_a333527_w1710_t1547016275.jpg","height":0,"width":0},"url":"https:\/\/www.cernaliska.cz\/2018\/11\/09\/mate-zaznam-v-registru-ani-to-nemusi-pri-zadosti-o-uver-vadit\/","wordCount":431,"articleBody":"       Jestli\u017ee se zaj\u00edm\u00e1te o nebankovn\u00ed hypot\u00e9ku bez registru, tak je to jist\u011b z toho d\u016fvodu, \u017ee v\u00e1s tr\u00e1p\u00ed z\u00e1znam v bankovn\u00edm \u010di v nebankovn\u00edm registru. A zdaleka v tom nejste sami, nebo\u0165 se jedn\u00e1 o spole\u010dn\u00fd probl\u00e9m cel\u00e9 \u0159ady lid\u00ed. Je to d\u00e1no p\u0159edev\u0161\u00edm t\u00edm, \u017ee z\u00edskat z\u00e1znam v registru nen\u00ed \u017e\u00e1dn\u00e1 velk\u00e1 pr\u00e1ce a nemus\u00edte kv\u016fli tomu podniknout nic speci\u00e1ln\u00edho \u2013 bohat\u011b posta\u010d\u00ed, kdy\u017e se zpozd\u00ed va\u0161e platba za energie anebo t\u0159eba za soci\u00e1ln\u00ed a zdravotn\u00ed poji\u0161t\u011bn\u00ed a z\u00e1znam je hned na sv\u011bt\u011b. Je tu, ale tak snadno se jej nezbav\u00edte. Jeho smaz\u00e1n\u00ed m\u016f\u017ee trvat a\u017e n\u011bkolik let, a do t\u00e9 doby m\u00e1te dve\u0159e ve v\u0161ech klasick\u00fdch bankovn\u00edch domech zav\u0159en\u00e9 a \u017e\u00e1dn\u00fd bankovn\u00ed \u00fa\u0159edn\u00edk nebude ochotn\u00fd s v\u00e1mi diskutovat o v\u00fd\u0161i va\u0161\u00ed p\u016fj\u010dky. Dokud m\u00e1te z\u00e1znam v registru, tak pro banky neexistujete, s t\u00edm byste m\u011bli po\u010d\u00edtat. Proto pokud nezbytn\u011b pot\u0159ebujete pen\u00edze, tak nen\u00ed divu, kdy\u017e zu\u0159iv\u011b hled\u00e1te n\u011bjakou hypot\u00e9ku bez registru, proto\u017ee tento myln\u011b za\u017eit\u00fd n\u00e1zev s\u00e1m od sebe napov\u00edd\u00e1, \u017ee jde o p\u016fj\u010dku, kde v\u00e1\u0161 z\u00e1znam nikoho zaj\u00edmat nebude. Jen\u017ee to je jeden velk\u00fd omyl, takov\u00e9 p\u016fj\u010dky dnes u\u017e neexistuj\u00ed. Tak\u017ee a\u0165 u\u017e zam\u00ed\u0159\u00edte naprosto kamkoli, tak o v\u00e1\u0161 z\u00e1znam se budou v\u0161ichni zaj\u00edmat, ale rozd\u00edl bude v tom, jak s takovou zji\u0161t\u011bnou informac\u00ed poskytovatel\u00e9 p\u016fj\u010dek nalo\u017e\u00ed. Co se bude d\u00edt pot\u00e9, co doraz\u00edte do banky, jsme si u\u017e v\u00fd\u0161e popsali. Zb\u00fdv\u00e1 tedy dodat, jak se k takov\u00e9 skute\u010dnosti postav\u00ed pracovn\u00edci nebankovn\u00edch subjekt\u016f. Tady m\u016f\u017eete o\u010dek\u00e1vat veskrze vst\u0159\u00edcn\u00fd p\u0159\u00edstup, kter\u00fd bude odvisl\u00fd od toho, jak v\u00fdznamn\u00fd v\u00e1\u0161 z\u00e1znam v registru bude. Samoz\u0159ejm\u011b se m\u016f\u017eete dostat do situace, kdy v\u00e1m ani zde nikdo nep\u016fj\u010d\u00ed, ov\u0161em ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f bude hypot\u00e9ka bez registru t\u00edm prav\u00fdm \u0159e\u0161en\u00edm pro v\u00e1s. Konkr\u00e9tn\u011b to znamen\u00e1, \u017ee pokud prok\u00e1\u017eete, \u017ee sv\u00e9 z\u00e1vazky budete schopni bez pot\u00ed\u017e\u00ed plnit, tak m\u016f\u017eete m\u00edt brzy doma p\u016fj\u010dku s o n\u011bco vy\u0161\u0161\u00edm \u00farokem ne\u017e v p\u0159\u00edpad\u011b \u017eadatel\u016f, kter\u00e9 \u017e\u00e1dn\u00fd z\u00e1znam v registru netr\u00e1p\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  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